Quite simply in the opinion of this writer and most financial experts, it is always worth it. Ask any college kid with student loans: do they create a burden in his/her life? The “buy now, pay later” mindset ends up leaving us exhausted.
What is the solution? People need to start saving, as has begun to trend in recent years in the U.S. We need to watch what we spend, and “make do” without always desiring more. As we have learned in the last few years, a new trophy home is not always necessary.
Do you want more control over your life? BUDGET! A good article on this topic by the President of the Sagamore Institute is attached, and I wish to give credit to Jay Hein for the clarity of his thoughts. See the attached: Jay Hein on Budgeting
Just think about it. Every dollar saved is one more you don’t have to work for. Just remember what Ben Franklin said: A penny saved is a penny earned!